Who We Are
Your Local Licensed Insurance Agents
At Raven & Wolf Benefits Ltd., Courtney & TJ strive to help you find the best products to ensure that all of your Medicare Insurance needs are met. Since 2021 we’ve put our clients firmly at the forefront of our focus and attention. It’s what sets us apart from our competitors.
We offer a wide range of insurance products and it is our mission to be a resource for our clients. We are local agents who live in the community that we serve. Come and see us and we will help you navigate through your Medicare journey.
How we can we help you!
We believe that Medicare Insurance is a personal decision for each person that we meet with. Because of this, we have decided to offer a comprehensive array of products so that we can find the most complete solution for each of our clients. Come and meet with us so that we can help you navigate through your Medicare journey.
Medicare is the federal health insurance program for:
People who are 65 or older
Certain younger people with disabilities
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
Medicare Supplements (Medigap)
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:
Medicare Advantage Plans
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In most cases, you’ll need to use health care providers who participate in the plan’s network. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services.
Veteran Specific Medicare Plans
If you are a veteran thinking of enrolling in a Medicare Advantage plan, your first question might be, “How much more will it cost me?” The surprising answer is that enrolling may involve no additional cost to you. This is probably the strongest argument for joining a Medicare Advantage plan as a veteran. More coverage, more benefits, and more options that can help protect you from catastrophic medical expenses.
Prescription Drug Plans
Medicare drug coverage helps pay for prescription drugs you need. It's optional and offered to everyone with Medicare. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage. Each plan can vary in cost and specific drugs covered.
Hospital Indemnity Insurance
When it comes to the health of you and your family, unexpected or long-term hospitalizations should not be a time to worry about medical costs.
Hospital indemnity insurance supplements your existing health insurance coverage by helping pay expenses for hospital stays. Depending on the plan, hospital indemnity insurance gives you cash payments to help you pay for the added expenses that may come while you recover.
Contact Raven & Wolf Benefits Ltd. today so we can help you navigate through your Medicare journey.
By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not call registry. This agreement is not a condition of enrollment. This is a solicitation for insurance.
2470 Patterson Rd. Suite 6 Grand Junction CO, 81504